OPINION: A note on insurance for CAFO owners


OPINION: A note on insurance for CAFO owners


Ag Insurance does not often cover CAFO waste or pollution liability

I have an optimistic streak that used to border on naiveté. As a young lawyer I felt that the purpose of insurance was to insure. That was the naiveté of my youth showing itself in full color. Let us please recognize that the purpose of insurance is not always to insure. A “well written” insurance policy is created to avoid insuring that which the insurance policy writer prefers not to insure. I ran into this in a court case early in my career when I asked for coverage on an insurance coverage question I thought surely the court would support. It did not. Fortunately I had a helmet on when I hit that wall...

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Ken Notes: This will be tested and my guess is that the author is correct it will not be there. CAFO`s are most likely not asked to show proof of insurance as to pollution liability and my guess is that it would be difficult to obtain this insurance if the were. If I were a county I might be asking for proof of this, just a thought.

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- - Volume: 6 - WEEK: 44 Date: 10/29/2018 8:47:39 AM -